Lucy Hale's polka dot dress with red and pink accents is giving us all the Valentine's Day feels! The

star stepped out in NYC wearing this

which, while absolutely adorable, carries a not-so-cute $785 pricetag. Save your money for roses, candies and movie tickets with this ModCloth dress instead, available in sizes XXS-3X.

Meanwhile, this gorgeous

red wool coat

- such a classic - will give you a similar look to Lucy's for just $90 on clearance (down from $300!)

Finish with killer red pumps and notice-me pink hoop earrings for the sweetest outfit ever!

Photo credit: RCF / MEGA